Benefits of Working With A Qualified Insurance Agent

Just like doing your taxes, shopping for insurance can be a stressful experience. Insurance is complex and can be confusing. This is why you need a reputable Jacksonville insurance agent you can rely on. An experienced insurance agent will help you navigate the different options, based on your needs, income and history.

How Can Insurance Agents Help?

Insurance agents are trained to discuss many options with you and know how much coverage you need based on the conversation. If you are transferring an existing policy a skilled agent can give you tips and suggestions to better customize your policy all while saving you money.

An insurance agent can identify areas where you may not be insured or are under insured. It is there job to steer you in the right direction, while protecting you and your assets.

Help With Existing Policies

Policy Changes: Life changes occur. Your insurance policies need to be reviewed and maintained. You may purchase a new home, replace a car, or need to remove coverage. Your local agent will help you alter your insurance plans, make payments and print important documents for you as needed.

Coordinate With Your Lender: Your agent will coordinate with your mortgage lender on a continual basis. They will provide your lender with verification of coverage and be the go between for any claims to your property.

Having that local touch is important when you need assistance right away or if you are in an emergency. Local insurance agents provide an individual touch and are much easier to deal with versus contacting an (800) number from a major insurance provider. If you have an insurance related question, it is important to be able to get information from a dependable source like John Beck Insurance.

Help With Claims

Report Claims: Dependent upon the issue you are facing insurance agents can assist you with the claim process. Due to their relationships with these insurance carriers they can get to their right department and help you get your claim submitted.

Claim Advice: If you are facing a claim, contact your insurance agent for advice. If you have questions or run into issues your insurance agent can help you review your policy and provide you valuable information to assist you with your claim.

What’s the Difference Between an Agent and a Broker?

Insurance agents can represent either one company or a number of companies. There are 2 types of agents:

  1. Captive Agents- these are agents that will work for one insurer. Typically they are employees of the insurance company.
  2. Independent Agents- these are agents who do not represent one company, rather can sell policies from multiple companies. They have no vested interest or bias towards one insurer versus another.

Finding the Best Jacksonville Insurance Agent

Prior to choosing a local insurance agency you will want to due some homework to make sure they are reputable. Below are some things you can do to check up on the agencies you may be shopping.

-As with any company you choose to do business with, ask the people you trust the most (family, friends, fellow co-worker). They won’t steer you wrong.

-Go online and read testimonials, Google My Business reviews, etc…This will give you a better idea of how these companies treat their clients’.

-Ask questions about the insurance you want and the best options available for your situation.

-Are the agents knowledgeable, friendly, and responsive to your needs?

-Research their credentials.

Insurance agents conduct may tasks on a daily basis. These tasks include answering questions about new policies, current policies, rate changes, research for the best deals, and assisting you with insurance claims.

If you are in need of insurance for your home, car or business contact John Beck Insurance today. We have been serving the Jacksonville community for over 40 years. We can shop over 50 insurance companies to help you get the best price for your car, home or business. Call us now for your free quote (904) 721-3129.